Former State Prosecutor

Former Atlantic County Prosecutor

Certified Criminal Trial Attorney

Experienced for over 30 years

Available 24/7

609.345.3300

RECENT DWI & CRIMINAL DEFENSE RESULTS

STATE v. HENDRICKS — NEW JERSEY MURDER TRIAL — “NOT GUILTY” VERDICT

Mr. Tumelty represented Helena Hendricks, who was charged with first degree murder in Atlantic County Superior Court. The defendant faced a number of additional charges, including armed robbery, conspiracy and possession of a handgun for an unlawful purpose. At the conclusion of a jury trial that lasted three weeks, the defendant was found “not guilty” of all charges.

Former State Prosecutor

Former Atlantic County Prosecutor

Certified Criminal Trial Attorney

Experienced for Over 30 years

Other areas we serve

Insanity Defense Overview

The insanity defense in criminal cases is put in place to help a defendant who is not truly aware or responsible for their actions. Their mental incapacity makes them incapable of knowing how serious their crime was. Proving insanity as a defense can be difficult, but not impossible. Insanity Defense in New Jersey When a…Continue Reading

Different Types of Business Fraud

Among the most serious of white collar crimes is business fraud. Business fraud can take many forms and the charges could lead to a criminal conviction that can follow you around for the rest of your life. Your reputation, employment, and future employability are all at stake when you are accused of business fraud.  Most…Continue Reading

Criminal Penalties That Can Result from Lewdness

The act of keeping one’s actions behind closed doors is done out of privacy and prudence, though certain situations result in acting lewd in public without even realizing it. What is Lewdness? In the state of New Jersey, lewdness is defined as “any flagrantly lewd and offensive act which he knows or reasonable expects is…Continue Reading

Successful Criminal Defense Lawyer Fights Credit Card Fraud Charges in Atlantic City and throughout New Jersey


While the technology behind plastic commerce makes it easier to shop around the world at the touch of a button, that very same technology makes it easier for people to steal valuable information and use credit cards fraudulently. For some, it may feel irresistible to steal credit card information; after all, no one is getting hurt physically.

Make no mistake about it: using someone else’s credit care, without their permission, to buy things on the Internet can result in a third or fourth degree theft crime in New Jersey. Convictions of these charges can result in serious jail time.

If you or someone you know has been charged with credit card fraud, contact an experienced criminal lawyer who has significant experience defending clients charged with credit card fraud. If convicted of credit card fraud, you could be facing up to 10 years in NJ State Prison. John W. Tumelty is a former prosecutor and longtime criminal defense lawyer who will fight for your freedom and your reputation.

Common Types of Credit Card Fraud in Atlantic City and across New Jersey

  1. Theft of a Credit Card – Taking and using someone else’s credit card without their permission
  2. Altering a Credit Care – Adding a magnetic strip to the card or calling up and getting the credit limit increased without the cardholder’s permission
  3. Internet Credit Card Theft – Hacking someone’s credit card account to get their information so you can use it to commit theft
  4. Skimming – Using a technology device to read the information coded on someone’s card so you can use it to commit theft
  5. Copying Receipts – Copying credit card numbers from sales receipt to commit fraud
  6. BIN Attacks – Generating bogus cards based on bank identification numbers (BIN)
  7. Hijacking a Credit Card Account: Using a credit card to launder funds
  8. Obtaining a Card in Someone Else’s Name or Giving False Statements to Obtain a Card

John Tumelty Will Protect Your Rights and Defend Against Your Credit Card Fraud Charges

Due to the often “virtual” nature of these crimes, most people charged with credit card fraud are approached at their home or workplace by a police officer bearing a search warrant. They will have grounds and authority to search your belongings including your computer and other any devices or areas outlined in the warrant. You must allow the officers to carry out their search. However, make sure you read the warrant; they can only search the areas and items included in the warrant. If the warrant says they can check your laptop but no other computers, then their search should be limited to only the laptop.

An important thing to know: you do not have to have any discussion, nor should you, with the officers as they conduct their search. Don’t answer questions or volunteer any information. Instead, contact John Tumelty’s office immediately to make sure your legal rights are protected. He will check the validity of the search warrant (even after the fact.) If the warrant or any part of the search conducted is not correct, he will use these issues as the basis of his motion to get any evidence found thrown out.

Mr. Tumelty has many defenses he can bring forth in a court of law to combat your charges. These may include proving your lack of intent to commit the crime you are charged with or proof you did have the permission you are accused of acting without.

NJ Penalties for Credit Card Fraud are Severe

If you are charged with an fraudulent use of a credit card, whether it’s Internet theft, an altered card, skimming or any other credit card fraud action, you can be charged with a second, third or fourth degree theft crime. The exact charges and penalties will be based on the value of what you stole.

  • Fourth Degree Theft: value between $200 to $500 and the penalty is up to 18 months in prison if convicted
  • Third Degree Theft: value between 500 to $75,000 and up to five years in prison if convicted
  • Second Degree Theft: If the item(s) you stole are valued of $75,000 or more, you face up to 10 years in prison if convicted

Talk to a Skilled Credit Card Fraud Defense Lawyer in Atlantic City for Free

Make no mistake about it, credit card fraud is a crime in New Jersey. Theft is taken very seriously and, if convicted, you can face several years in prison and significant fines. Your reputation can be stained and a criminal record can hurt your chances of getting a good job, into school, obtaining a car loan or an apartment lease. Online financial crimes can also have a serious effect on your ability to travel internationally.

Contact John W. Tumelty today for a free consultation about your credit card fraud charges. He will review the evidence against you and fight your charges in an effort to clear your name.

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Atlantic County Offices

ATTORNEY JOHN W. TUMELTY
CRIMINAL DEFENSE LAWYER
1 S. NEW YORK AVENUE, SUITE 212
ATLANTIC CITY, NJ 08401

609.345.3300

ATTORNEY JOHN W. TUMELTY
CRIMINAL DEFENSE LAWYER
1616 PACIFIC AVENUE, SUITE 318
ATLANTIC CITY, NJ 08401

609.385.4010

ATTORNEY JOHN W. TUMELTY
CRIMINAL DEFENSE LAWYER
1555 ZION ROAD, SUITE 203
NORTHFIELD, NJ 08225

609.435.1435

Cape May County Offices

ATTORNEY JOHN W. TUMELTY
CRIMINAL DEFENSE LAWYER
539 SOUTH SHORE ROAD
MARMORA, NJ 08223

609.390.4600

ATTORNEY JOHN W. TUMELTY
CRIMINAL DEFENSE LAWYER
3318 SIMPSON AVENUE
OCEAN CITY, NJ 08226

609.385.4221

ATTORNEY JOHN W. TUMELTY
CRIMINAL DEFENSE LAWYER
100 E RIO GRANDE AVE
WILDWOOD, NJ 08260

609.277.2786

Areas We Serve

Atlantic County Offices

Cape May County Offices

ATTORNEY JOHN W. TUMELTY
CRIMINAL DEFENSE LAWYER
539 SOUTH SHORE ROAD
MARMORA, NJ 08223

609.390.4600 Get Directions

ATTORNEY JOHN W. TUMELTY
CRIMINAL DEFENSE LAWYER
3318 SIMPSON AVENUE
OCEAN CITY, NJ 08226

609.385.4221 Get Directions

ATTORNEY JOHN W. TUMELTY
CRIMINAL DEFENSE LAWYER
100 E RIO GRANDE AVE
WILDWOOD, NJ 08260

609.277.2786 Get Directions

Seasoned criminal defense lawyer John W. Tumelty has three conveniently located offices in Atlantic City, Somers Point and Marmora, NJ. He serves clients in Atlantic, Ocean, Gloucester and Cape May counties and the Jersey Shore, including: Absecon, Atlantic City, Avalon, Cape May, Dennis Township, Egg Harbor Township, Galloway Township, Hamilton Township, Hammonton, Linwood, Lower Township, Margate, Middle Township, Northfield, Ocean City, Pleasantville, Sea Isle City, Somers Point, Stone Harbor, Upper Township, Ventnor and Wildwood.